Hello friends ish post me mai aapko bataunga ki ” Credit card Aur debit card kya hota hai Aur ise kaise apply kare” . Credit card or debit card ke baare me aapne jarur suna hoga lekin kya aapko pata hai debit card or credit card hota kya hai or inka kya use hai. Aapko lagta hoga ki credit card or debit card dono same-same honge. Mgar in dono mai bhot differrence hai .

Jab hum kisi bank me account open karwate hai toh bank hume ek plastic card deta hai. Jiska use hum ATM se paise nikalne ya shopping karne ke liye kar sakte hai. Us plastic card ko hi Credit card or debit card kahte hai.

Har time cash sath rakhna possible nahi hota. Aise me credit card or debit card ka use karke hum digital payments kar sakte hai. Digital payments ka transaction bank se direct hota hai.

Debit Card Kya Hota Hai?

Jab koi customer bank me account open karwata hai. Tab bank uss customer ko ek plastic card diya jata hai. Jiska use ATM se paise nikalane, shopping karne, money transfer karne ke liye kar sakte hai. Debit card se har transaction direct bank se hota hai. Apne account me jitne paise hote hai debit card ki limit utni hi hoti hai.

Debit card dene ke sath bank 4 digit ka ek pin bhi deta hai. Jiska use password ke roop me kar sakte hai.

Prepaid sim ke example se hum debit card ko samaj sakte hai. Jitne paise honge utni baat kar sakte hai balance khatm hone ke baad uska koi use nahi hota hai.

Debit Card Ke Liye Kaise Apply Kare

Debit card har us customer ko mil jata hain jiska account bank me hota hai. Iske liye bank me jaakar ek form hota hain jisko fullfil karke jama karwana hota hai or bank hume debit card provide karwata hain.

Credit Card Kya Hota Hain

Credit card kisi bank account se connect nahi hota ye ek tarah se loan jaisa hota hain. Jisme bank hume ek limit tak shopping karne ki facility provide karta 

hai. Jiska payment kuch interest ke sath karna hota hai.

Credit card ka use bhi debit card ki tarah hi shopping karneke liye hota hai. Fund transfer karne jaise kaam ke liye kar sakte hai.  Credit card ka use ATM se paise nikalane me nahi kar sakte.

Read more: Net banking kya hoti hai-Net banking ko kaise use karte hai Full tips

Credit Card Ke liye Kaise Apply Kare

Iske liye hum tabhi apply kar sakte hai. Jab humare bank account me har month minimum 20000 tak ka transaction hota hain. Ya salary account hona jaruri hain tabhi hum bank se credit card ke liye apply kar sakte hai.

Agar aapko isse related koi bhi question hai to aap humse comment box me puch sakte hai. Thank you!